USURA.IO
Budget & Credit Tracker
Built for people who are done with the debt cycle

See it all. Owe less.
Break the cycle.

USURA pulls your budget, accounts, cards, and loans into one place, shows you what interest is really costing you, and builds a payoff plan up to 70% faster than snowball or avalanche. Start free.

Your data stays yours. Cancel anytime.

Everything in one place

Connect your bank and see every account, card, and loan together. No more logging into five different sites to figure out where you stand.

Master your interest

Track the APR on every card and loan, watch your interest add up over time, and build the fastest realistic plan to pay it down.

Fight back on debt

Generate debt-validation and collection letters that protect your rights, straight from the app, so you are not facing collectors alone.

Coaching when you want it

Go it alone with the tools, or work with a real coach one on one, in a group, or at your own pace. Your call, whenever you are ready.

Free to start. Worth it to stay.

No pressure, no lock-in. The premium features pay for themselves before you pay for them.

Free
$0

The essentials to start tracking.

  • Manual budget and expenses
  • Statement uploads
  • See where your money goes
Most popular
Premium
$9.99/mo

The full picture, automated.

  • Automatic bank sync
  • APR tracking and payoff planning
  • Collection-letter help
Coaching
from $39/mo

A real person in your corner.

  • Recorded and live coaching
  • Group or one on one
  • Everything in Premium

Ready to see where your money actually goes?

It takes a few minutes to set up, and it is free to start. You have nothing to lose but the guesswork.